Increase Your GCash Limit: Who Qualifies and How to Get Started?

GCash, a widely used mobile wallet in the Philippines, offers users a convenient way to manage finances, including paying bills, transferring money, and shopping online. However, users often encounter a monthly limit on their transactions. If you’re looking to increase your GCash limit, this guide will walk you through the qualifications and steps to do so.

Understanding GCash and Its Benefits

GCash is a mobile wallet application developed by Mynt, a subsidiary of Globe Telecom. With over 76 million registered users, it has become an essential tool for financial transactions in the Philippines. Users can send and receive money, pay bills, purchase loads, shop online, and even invest or get insured. The growth of GCash reflects the increasing digitalization of financial services in the country, especially in areas with low banking penetration.

How to Increase Your GCash Limit

To increase your GCash limit, there are a few steps and requirements you need to meet:

  1. Verify Your GCash Account: Ensure your GCash account is fully verified. This involves submitting a valid government-issued ID and taking a selfie for identity confirmation.
  2. Link a Bank Account or MasterCard: Connect your GCash account to a bank account (such as BPI, UnionBank, or Payoneer) or a MasterCard. This step is crucial as it adds an extra layer of security and increases your transaction limits.
  3. Open a GSave Account: Deposit at least ₱100 in a GSave account, which is an in-app savings account that further enhances your GCash limits.
  4. Receive Confirmation: Once you complete these steps, you will receive a confirmation SMS from GCash indicating your new wallet limit. This limit can go up to ₱500,000 per month for fully verified users with linked bank accounts.
Increase Your GCash Limit: Who Qualifies and How to Get Started?

Who Qualifies for the Increase?

To qualify for an increased GCash limit, you must meet the following criteria:

  • Fully Verified Account: Ensure your GCash account is verified with a valid government ID.
  • Linked Bank Account or MasterCard: Your GCash account should be linked to a bank account or a MasterCard.
  • Proper Documentation: Minors and foreigners may need additional documents for verification.
  • Good Credit Standing: Your GCash usage and spending patterns will influence your eligibility for a limit increase.

Detailed Steps to Increase Your GCash Limit

  1. Complete Full Verification: Open the GCash app, navigate to the profile section, and complete the verification process by submitting the required documents.
  2. Link Your Bank Account or MasterCard: Go to the “My Linked Accounts” section and link your GCash account to your bank account or MasterCard.
  3. Open a GSave Account: Within the app, open a GSave account and deposit at least ₱100.
  4. Await Confirmation: After completing the above steps, GCash will send a confirmation SMS with your new wallet limit.

By following these steps, you can significantly increase your GCash transaction limit, enabling you to handle larger sums and more transactions each month.



Increasing your GCash limit can enhance your financial flexibility and convenience. Ensure your account is fully verified, link it to a bank account or MasterCard, and open a GSave account to enjoy higher transaction limits. By meeting the necessary qualifications and following the outlined steps, you can make the most out of your GCash experience in the Philippines.

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